China Consumer Credit Market (2025-2031) | Competitive Landscape, Analysis, Growth, Segmentation, Size & Revenue, Outlook, Forecast, Companies, Trends, Share, Value, Industry

Market Forecast By Credit Type (Revolving Credits, Non-Revolving Credits), By Service Type (Credit Services, Software and IT Support Services), By Issuer (Banks and Finance Companies, Credit Unions, Others), By Payment Method (Direct Deposit, Debit Card, Others) And Competitive Landscape

Product Code: ETC6740382 Publication Date: Sep 2024 Updated Date: Aug 2025 Product Type: Market Research Report
Publisher: 6Wresearch No. of Pages: 75 No. of Figures: 35 No. of Tables: 20

Key Highlights of the Report:

  • China Consumer Credit Market Outlook
  • Market Size of China Consumer Credit Market, 2024
  • Forecast of China Consumer Credit Market, 2031
  • Historical Data and Forecast of China Consumer Credit Revenues & Volume for the Period 2021- 2031
  • China Consumer Credit Market Trend Evolution
  • China Consumer Credit Market Drivers and Challenges
  • China Consumer Credit Price Trends
  • China Consumer Credit Porter's Five Forces
  • China Consumer Credit Industry Life Cycle
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Credit Type for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Revolving Credits for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Non-Revolving Credits for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Service Type for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Credit Services for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Software and IT Support Services for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Issuer for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Banks and Finance Companies for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Credit Unions for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Others for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Payment Method for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Direct Deposit for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Debit Card for the Period 2021- 2031
  • Historical Data and Forecast of China Consumer Credit Market Revenues & Volume By Others for the Period 2021- 2031
  • China Consumer Credit Import Export Trade Statistics
  • Market Opportunity Assessment By Credit Type
  • Market Opportunity Assessment By Service Type
  • Market Opportunity Assessment By Issuer
  • Market Opportunity Assessment By Payment Method
  • China Consumer Credit Top Companies Market Share
  • China Consumer Credit Competitive Benchmarking By Technical and Operational Parameters
  • China Consumer Credit Company Profiles
  • China Consumer Credit Key Strategic Recommendations

Frequently Asked Questions About the Market Study (FAQs):

6Wresearch actively monitors the China Consumer Credit Market and publishes its comprehensive annual report, highlighting emerging trends, growth drivers, revenue analysis, and forecast outlook. Our insights help businesses to make data-backed strategic decisions with ongoing market dynamics. Our analysts track relevent industries related to the China Consumer Credit Market, allowing our clients with actionable intelligence and reliable forecasts tailored to emerging regional needs.
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1 Executive Summary
2 Introduction
2.1 Key Highlights of the Report
2.2 Report Description
2.3 Market Scope & Segmentation
2.4 Research Methodology
2.5 Assumptions
3 China Consumer Credit Market Overview
3.1 China Country Macro Economic Indicators
3.2 China Consumer Credit Market Revenues & Volume, 2021 & 2031F
3.3 China Consumer Credit Market - Industry Life Cycle
3.4 China Consumer Credit Market - Porter's Five Forces
3.5 China Consumer Credit Market Revenues & Volume Share, By Credit Type, 2021 & 2031F
3.6 China Consumer Credit Market Revenues & Volume Share, By Service Type, 2021 & 2031F
3.7 China Consumer Credit Market Revenues & Volume Share, By Issuer, 2021 & 2031F
3.8 China Consumer Credit Market Revenues & Volume Share, By Payment Method, 2021 & 2031F
4 China Consumer Credit Market Dynamics
4.1 Impact Analysis
4.2 Market Drivers
4.2.1 Increasing disposable income of Chinese consumers
4.2.2 Growing adoption of digital payment methods
4.2.3 Expansion of credit offerings by financial institutions
4.2.1. Total outstanding consumer loans (¥ trillion)
4.2.2. Credit card issuance CAGR (%)
4.2.3. BNPL adoption growth (%)
4.2.4. Fintech user base growth (%)
4.2.5. Disposable income growth (%)
4.3 Market Restraints
4.3.1 Rising levels of household debt
4.3.2 Regulatory changes impacting consumer credit policies
4.3.3 Economic uncertainty affecting consumer spending behavior
4.3.1. Regulatory tightening frequency (%)
4.3.2. Platform fraud risk index
4.3.3. Debt delinquency rise (%)
4.3.4. Credit scoring transparency index
4.3.5. Interest rate cap impact (%)
4.4 Market KPIs
4.4.1. Average loan size (¥)
4.4.2. NPL ratio (%)
4.4.3. Default prediction accuracy (%)
4.4.4. Mobile credit approvals/hour
4.4.5. Repeat borrower ratio (%)
5 China Consumer Credit Market Trends
6 China Consumer Credit Market, By Types
6.1 China Consumer Credit Market, By Credit Type
6.1.1 Overview and Analysis
6.1.2 China Consumer Credit Market Revenues & Volume, By Credit Type, 2021- 2031F
6.1.3 China Consumer Credit Market Revenues & Volume, By Revolving Credits, 2021- 2031F
6.1.4 China Consumer Credit Market Revenues & Volume, By Non-Revolving Credits, 2021- 2031F
6.2 China Consumer Credit Market, By Service Type
6.2.1 Overview and Analysis
6.2.2 China Consumer Credit Market Revenues & Volume, By Credit Services, 2021- 2031F
6.2.3 China Consumer Credit Market Revenues & Volume, By Software and IT Support Services, 2021- 2031F
6.3 China Consumer Credit Market, By Issuer
6.3.1 Overview and Analysis
6.3.2 China Consumer Credit Market Revenues & Volume, By Banks and Finance Companies, 2021- 2031F
6.3.3 China Consumer Credit Market Revenues & Volume, By Credit Unions, 2021- 2031F
6.3.4 China Consumer Credit Market Revenues & Volume, By Others, 2021- 2031F
6.4 China Consumer Credit Market, By Payment Method
6.4.1 Overview and Analysis
6.4.2 China Consumer Credit Market Revenues & Volume, By Direct Deposit, 2021- 2031F
6.4.3 China Consumer Credit Market Revenues & Volume, By Debit Card, 2021- 2031F
6.4.4 China Consumer Credit Market Revenues & Volume, By Others, 2021- 2031F
7 China Consumer Credit Market Import-Export Trade Statistics
7.1 China Consumer Credit Market Export to Major Countries
7.2 China Consumer Credit Market Imports from Major Countries
8 China Consumer Credit Market Key Performance Indicators
8.1 Average credit utilization rate among Chinese consumers
8.2 Number of new credit accounts opened annually
8.3 Average credit score of consumers applying for credit
9 China Consumer Credit Market - Opportunity Assessment
9.1 China Consumer Credit Market Opportunity Assessment, By Credit Type, 2021 & 2031F
9.2 China Consumer Credit Market Opportunity Assessment, By Service Type, 2021 & 2031F
9.3 China Consumer Credit Market Opportunity Assessment, By Issuer, 2021 & 2031F
9.4 China Consumer Credit Market Opportunity Assessment, By Payment Method, 2021 & 2031F
10 China Consumer Credit Market - Competitive Landscape
10.1 China Consumer Credit Market Revenue Share, By Companies, 2024
10.2 China Consumer Credit Market Competitive Benchmarking, By Operating and Technical Parameters
11 Company Profiles
12 Recommendations
13 Disclaimer
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