1 Executive Summary |
2 Introduction |
2.1 Key Highlights of the Report |
2.2 Report Description |
2.3 Market Scope & Segmentation |
2.4 Research Methodology |
2.5 Assumptions |
3 China Consumer Credit Market Overview |
3.1 China Country Macro Economic Indicators |
3.2 China Consumer Credit Market Revenues & Volume, 2021 & 2031F |
3.3 China Consumer Credit Market - Industry Life Cycle |
3.4 China Consumer Credit Market - Porter's Five Forces |
3.5 China Consumer Credit Market Revenues & Volume Share, By Credit Type, 2021 & 2031F |
3.6 China Consumer Credit Market Revenues & Volume Share, By Service Type, 2021 & 2031F |
3.7 China Consumer Credit Market Revenues & Volume Share, By Issuer, 2021 & 2031F |
3.8 China Consumer Credit Market Revenues & Volume Share, By Payment Method, 2021 & 2031F |
4 China Consumer Credit Market Dynamics |
4.1 Impact Analysis |
4.2 Market Drivers |
4.2.1 Increasing disposable income of Chinese consumers |
4.2.2 Growing adoption of digital payment methods |
4.2.3 Expansion of credit offerings by financial institutions |
4.2.1. Total outstanding consumer loans (¥ trillion) |
4.2.2. Credit card issuance CAGR (%) |
4.2.3. BNPL adoption growth (%) |
4.2.4. Fintech user base growth (%) |
4.2.5. Disposable income growth (%) |
4.3 Market Restraints |
4.3.1 Rising levels of household debt |
4.3.2 Regulatory changes impacting consumer credit policies |
4.3.3 Economic uncertainty affecting consumer spending behavior |
4.3.1. Regulatory tightening frequency (%) |
4.3.2. Platform fraud risk index |
4.3.3. Debt delinquency rise (%) |
4.3.4. Credit scoring transparency index |
4.3.5. Interest rate cap impact (%) |
4.4 Market KPIs |
4.4.1. Average loan size (¥) |
4.4.2. NPL ratio (%) |
4.4.3. Default prediction accuracy (%) |
4.4.4. Mobile credit approvals/hour |
4.4.5. Repeat borrower ratio (%) |
5 China Consumer Credit Market Trends |
6 China Consumer Credit Market, By Types |
6.1 China Consumer Credit Market, By Credit Type |
6.1.1 Overview and Analysis |
6.1.2 China Consumer Credit Market Revenues & Volume, By Credit Type, 2021- 2031F |
6.1.3 China Consumer Credit Market Revenues & Volume, By Revolving Credits, 2021- 2031F |
6.1.4 China Consumer Credit Market Revenues & Volume, By Non-Revolving Credits, 2021- 2031F |
6.2 China Consumer Credit Market, By Service Type |
6.2.1 Overview and Analysis |
6.2.2 China Consumer Credit Market Revenues & Volume, By Credit Services, 2021- 2031F |
6.2.3 China Consumer Credit Market Revenues & Volume, By Software and IT Support Services, 2021- 2031F |
6.3 China Consumer Credit Market, By Issuer |
6.3.1 Overview and Analysis |
6.3.2 China Consumer Credit Market Revenues & Volume, By Banks and Finance Companies, 2021- 2031F |
6.3.3 China Consumer Credit Market Revenues & Volume, By Credit Unions, 2021- 2031F |
6.3.4 China Consumer Credit Market Revenues & Volume, By Others, 2021- 2031F |
6.4 China Consumer Credit Market, By Payment Method |
6.4.1 Overview and Analysis |
6.4.2 China Consumer Credit Market Revenues & Volume, By Direct Deposit, 2021- 2031F |
6.4.3 China Consumer Credit Market Revenues & Volume, By Debit Card, 2021- 2031F |
6.4.4 China Consumer Credit Market Revenues & Volume, By Others, 2021- 2031F |
7 China Consumer Credit Market Import-Export Trade Statistics |
7.1 China Consumer Credit Market Export to Major Countries |
7.2 China Consumer Credit Market Imports from Major Countries |
8 China Consumer Credit Market Key Performance Indicators |
8.1 Average credit utilization rate among Chinese consumers |
8.2 Number of new credit accounts opened annually |
8.3 Average credit score of consumers applying for credit |
9 China Consumer Credit Market - Opportunity Assessment |
9.1 China Consumer Credit Market Opportunity Assessment, By Credit Type, 2021 & 2031F |
9.2 China Consumer Credit Market Opportunity Assessment, By Service Type, 2021 & 2031F |
9.3 China Consumer Credit Market Opportunity Assessment, By Issuer, 2021 & 2031F |
9.4 China Consumer Credit Market Opportunity Assessment, By Payment Method, 2021 & 2031F |
10 China Consumer Credit Market - Competitive Landscape |
10.1 China Consumer Credit Market Revenue Share, By Companies, 2024 |
10.2 China Consumer Credit Market Competitive Benchmarking, By Operating and Technical Parameters |
11 Company Profiles |
12 Recommendations |
13 Disclaimer |