| Product Code: ETC5152056 | Publication Date: Nov 2023 | Updated Date: Aug 2025 | Product Type: Market Research Report | |
| Publisher: 6Wresearch | Author: Bhawna Singh | No. of Pages: 60 | No. of Figures: 30 | No. of Tables: 5 |
Finland`s e-wallet market is experiencing rapid growth as consumers increasingly prefer digital wallets for their convenience and security in making payments. E-wallets allow users to store credit card, debit card, and bank account information securely, enabling faster transactions, both online and in-person. The rise of mobile payments and contactless technologies, alongside a strong fintech ecosystem, is fueling the growth of e-wallets in the country.
The increasing use of digital payments and the growing shift towards cashless transactions are key drivers of the e-wallet market in Finland. As more consumers embrace mobile payment platforms, the demand for e-wallet services continues to rise.
The Finland e-wallet market faces challenges in terms of security and consumer trust. With the increasing incidence of cybercrime, ensuring the security of digital payments and personal data remains a top priority for service providers. Moreover, the market is highly competitive, with many global players entering the scene, which creates pressure for local e-wallet providers to differentiate themselves through better user experiences and additional features.
The Finnish government encourages the adoption of digital payment systems like e-wallets to promote financial inclusion and reduce reliance on cash. Policies focus on enhancing cybersecurity, providing regulatory clarity, and supporting fintech innovations.
1 Executive Summary |
2 Introduction |
2.1 Key Highlights of the Report |
2.2 Report Description |
2.3 Market Scope & Segmentation |
2.4 Research Methodology |
2.5 Assumptions |
3 Finland E-wallet Market Overview |
3.1 Finland Country Macro Economic Indicators |
3.2 Finland E-wallet Market Revenues & Volume, 2021 & 2031F |
3.3 Finland E-wallet Market - Industry Life Cycle |
3.4 Finland E-wallet Market - Porter's Five Forces |
3.5 Finland E-wallet Market Revenues & Volume Share, By Application, 2021 & 2031F |
3.6 Finland E-wallet Market Revenues & Volume Share, By Type, 2021 & 2031F |
3.7 Finland E-wallet Market Revenues & Volume Share, By Mode, 2021 & 2031F |
4 Finland E-wallet Market Dynamics |
4.1 Impact Analysis |
4.2 Market Drivers |
4.2.1 Increasing adoption of digital payment methods in Finland |
4.2.2 Growing smartphone penetration and internet usage |
4.2.3 Government initiatives to promote cashless transactions |
4.3 Market Restraints |
4.3.1 Security concerns related to e-wallets |
4.3.2 Lack of awareness among the elderly population |
4.3.3 Resistance from traditional banking institutions |
5 Finland E-wallet Market Trends |
6 Finland E-wallet Market Segmentations |
6.1 Finland E-wallet Market, By Application |
6.1.1 Overview and Analysis |
6.1.2 Finland E-wallet Market Revenues & Volume, By Restaurants, 2021-2031F |
6.1.3 Finland E-wallet Market Revenues & Volume, By Transportation, 2021-2031F |
6.1.4 Finland E-wallet Market Revenues & Volume, By Banking, 2021-2031F |
6.1.5 Finland E-wallet Market Revenues & Volume, By Retail, 2021-2031F |
6.2 Finland E-wallet Market, By Type |
6.2.1 Overview and Analysis |
6.2.2 Finland E-wallet Market Revenues & Volume, By Closed E Wallets, 2021-2031F |
6.2.3 Finland E-wallet Market Revenues & Volume, By Semi Closed E Wallets, 2021-2031F |
6.2.4 Finland E-wallet Market Revenues & Volume, By Open E Wallets, 2021-2031F |
6.2.6 Finland E-wallet Market Revenues & Volume, By Mode, 2021-2031F |
6.2.7 Finland E-wallet Market Revenues & Volume, By Online, 2021-2031F |
6.3 Finland E-wallet Market, By Mode |
6.3.1 Overview and Analysis |
6.3.2 Finland E-wallet Market Revenues & Volume, By Online, 2021-2031F |
6.3.3 Finland E-wallet Market Revenues & Volume, By M Wallet, 2021-2031F |
7 Finland E-wallet Market Import-Export Trade Statistics |
7.1 Finland E-wallet Market Export to Major Countries |
7.2 Finland E-wallet Market Imports from Major Countries |
8 Finland E-wallet Market Key Performance Indicators |
8.1 Number of active e-wallet users in Finland |
8.2 Average transaction value per e-wallet user |
8.3 Frequency of e-wallet usage for online and offline transactions |
8.4 Rate of growth in the number of merchants accepting e-wallet payments |
8.5 Customer satisfaction and retention rates for e-wallet service providers |
9 Finland E-wallet Market - Opportunity Assessment |
9.1 Finland E-wallet Market Opportunity Assessment, By Application, 2021 & 2031F |
9.2 Finland E-wallet Market Opportunity Assessment, By Type, 2021 & 2031F |
9.3 Finland E-wallet Market Opportunity Assessment, By Mode, 2021 & 2031F |
10 Finland E-wallet Market - Competitive Landscape |
10.1 Finland E-wallet Market Revenue Share, By Companies, 2024 |
10.2 Finland E-wallet Market Competitive Benchmarking, By Operating and Technical Parameters |
11 Company Profiles |
12 Recommendations | 13 Disclaimer |
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