| Product Code: ETC4380612 | Publication Date: Jul 2023 | Updated Date: Aug 2025 | Product Type: Report | |
| Publisher: 6Wresearch | Author: Shubham Padhi | No. of Pages: 85 | No. of Figures: 45 | No. of Tables: 25 |
In Germany, the mobile money market addresses the demand for digital payment and financial services delivered through mobile devices, smartphones, and apps. Mobile money platforms enable users to perform transactions such as payments, transfers, and remittances conveniently and securely using mobile wallets, peer-to-peer (P2P) transfers, and mobile banking apps. Germany fintech companies and banks offer mobile money solutions that leverage mobile technology, encryption, and biometrics to enhance financial inclusion and access to banking services for individuals and businesses.
he increasing adoption of mobile payment solutions, digital wallets, and peer-to-peer payment apps drives the growth of the mobile money market in Germany. Emphasis on convenience, security, and financial inclusion contributes to market expansion.
The Germany mobile money market faces challenges related to regulatory compliance, consumer adoption, and interoperability. Mobile money, which enables financial transactions through mobile devices, confronts challenges concerning regulatory oversight, security standards, and consumer protection. Moreover, ensuring widespread adoption and trust in mobile money services poses challenges for financial institutions, mobile operators, and technology providers. Additionally, addressing interoperability issues between different mobile money platforms and banking systems introduces complexities in payment processing and fund transfers. Furthermore, market dynamics such as changing consumer preferences, evolving technology standards, and competitive pressures impact market growth and investment decisions. To address these challenges, stakeholders in the mobile money market must collaborate with regulators, standardization bodies, and industry partners to establish robust governance frameworks, enhance security measures, and promote financial inclusion effectively.
The Germany governments policies on digital finance, payment systems, and consumer protection influence the mobile money market. Regulations governing e-payment services, financial inclusion, and anti-money laundering impact market demand and mobile money services. Additionally, initiatives promoting cashless transactions and fintech innovation drive adoption of mobile money solutions.
1 Executive Summary |
2 Introduction |
2.1 Key Highlights of the Report |
2.2 Report Description |
2.3 Market Scope & Segmentation |
2.4 Research Methodology |
2.5 Assumptions |
3 Germany Mobile Money Market Overview |
3.1 Germany Country Macro Economic Indicators |
3.2 Germany Mobile Money Market Revenues & Volume, 2021 & 2031F |
3.3 Germany Mobile Money Market - Industry Life Cycle |
3.4 Germany Mobile Money Market - Porter's Five Forces |
3.5 Germany Mobile Money Market Revenues & Volume Share, By Transaction mode, 2021 & 2031F |
3.6 Germany Mobile Money Market Revenues & Volume Share, By Nature of Payment, 2021 & 2031F |
3.7 Germany Mobile Money Market Revenues & Volume Share, By Application, 2021 & 2031F |
3.8 Germany Mobile Money Market Revenues & Volume Share, By Type of Payments, 2021 & 2031F |
4 Germany Mobile Money Market Dynamics |
4.1 Impact Analysis |
4.2 Market Drivers |
4.2.1 Increasing smartphone penetration in Germany |
4.2.2 Growth in e-commerce and digital payment adoption |
4.2.3 Government initiatives promoting cashless transactions |
4.3 Market Restraints |
4.3.1 Security and privacy concerns regarding mobile money transactions |
4.3.2 Lack of awareness and trust among consumers |
4.3.3 Regulatory challenges and compliance requirements |
5 Germany Mobile Money Market Trends |
6 Germany Mobile Money Market, By Types |
6.1 Germany Mobile Money Market, By Transaction mode |
6.1.1 Overview and Analysis |
6.1.2 Germany Mobile Money Market Revenues & Volume, By Transaction mode, 2021-2031F |
6.1.3 Germany Mobile Money Market Revenues & Volume, By Point of Sale (PoS), 2021-2031F |
6.1.4 Germany Mobile Money Market Revenues & Volume, By Mobile Apps, 2021-2031F |
6.1.5 Germany Mobile Money Market Revenues & Volume, By QR codes, 2021-2031F |
6.2 Germany Mobile Money Market, By Nature of Payment |
6.2.1 Overview and Analysis |
6.2.2 Germany Mobile Money Market Revenues & Volume, By Person to Person (P2P), 2021-2031F |
6.2.3 Germany Mobile Money Market Revenues & Volume, By Person to Business (P2B), 2021-2031F |
6.2.4 Germany Mobile Money Market Revenues & Volume, By Business to Person (B2P), 2021-2031F |
6.2.5 Germany Mobile Money Market Revenues & Volume, By Business to Business (B2B), 2021-2031F |
6.3 Germany Mobile Money Market, By Application |
6.3.1 Overview and Analysis |
6.3.2 Germany Mobile Money Market Revenues & Volume, By Money transfers, 2021-2031F |
6.3.3 Germany Mobile Money Market Revenues & Volume, By Bill Payments, 2021-2031F |
6.3.4 Germany Mobile Money Market Revenues & Volume, By Airtime Transfer and Top-Ups, 2021-2031F |
6.3.5 Germany Mobile Money Market Revenues & Volume, By Travel and Ticketing, 2021-2031F |
6.3.6 Germany Mobile Money Market Revenues & Volume, By Merchandise and Coupons, 2021-2031F |
6.4 Germany Mobile Money Market, By Type of Payments |
6.4.1 Overview and Analysis |
6.4.2 Germany Mobile Money Market Revenues & Volume, By Remote Payments, 2021-2031F |
6.4.3 Germany Mobile Money Market Revenues & Volume, By Proximity Payments, 2021-2031F |
7 Germany Mobile Money Market Import-Export Trade Statistics |
7.1 Germany Mobile Money Market Export to Major Countries |
7.2 Germany Mobile Money Market Imports from Major Countries |
8 Germany Mobile Money Market Key Performance Indicators |
8.1 Average transaction value |
8.2 Number of active mobile money users |
8.3 Frequency of mobile money transactions |
8.4 Adoption rate of mobile money services |
8.5 Customer satisfaction and retention rates |
9 Germany Mobile Money Market - Opportunity Assessment |
9.1 Germany Mobile Money Market Opportunity Assessment, By Transaction mode, 2021 & 2031F |
9.2 Germany Mobile Money Market Opportunity Assessment, By Nature of Payment, 2021 & 2031F |
9.3 Germany Mobile Money Market Opportunity Assessment, By Application, 2021 & 2031F |
9.4 Germany Mobile Money Market Opportunity Assessment, By Type of Payments, 2021 & 2031F |
10 Germany Mobile Money Market - Competitive Landscape |
10.1 Germany Mobile Money Market Revenue Share, By Companies, 2024 |
10.2 Germany Mobile Money Market Competitive Benchmarking, By Operating and Technical Parameters |
11 Company Profiles |
12 Recommendations |
13 Disclaimer |