| Product Code: ETC8838902 | Publication Date: Sep 2024 | Updated Date: Aug 2025 | Product Type: Market Research Report | |
| Publisher: 6Wresearch | Author: Vasudha | No. of Pages: 75 | No. of Figures: 35 | No. of Tables: 20 |
The crowdlending and crowd investing market in the Philippines is expanding alongside the fintech revolution. These platforms enable individuals and small businesses to access funding outside traditional banking channels. Regulatory improvements by the SEC and BSP are helping to legitimize the sector, while rising digital adoption and financial inclusion efforts boost participation.
The alternative finance sector is expanding, with crowdlending and crowd investing platforms gaining traction among Filipino SMEs and individual investors. These platforms offer opportunities for business funding and asset diversification. Regulatory oversight is evolving to ensure investor protection while promoting financial inclusion through digital innovation.
This market struggles with regulatory uncertainty and limited investor trust in online platforms. Awareness of alternative investment options remains low among the general population. Additionally, the risk of default from unverified borrowers deters both institutional and retail investors. The lack of a comprehensive credit scoring system complicates risk assessment for platforms.
This fintech segment is growing rapidly due to increased interest in alternative financing and digital financial inclusion. Investors can develop or back platforms that focus on SME lending, peer-to-peer lending, or equity-based crowd investing. Regulatory alignment by the SEC and BSP is enhancing investor confidence, opening room for compliant and scalable digital platforms.
The Securities and Exchange Commission (SEC) regulates crowdfunding under the Crowdfunding Rules issued in 2019. The rules set limits for investment amounts, licensing of platforms, and investor protection mechanisms. The government sees crowdlending as a tool for SME financing and financial inclusion.
1 Executive Summary |
2 Introduction |
2.1 Key Highlights of the Report |
2.2 Report Description |
2.3 Market Scope & Segmentation |
2.4 Research Methodology |
2.5 Assumptions |
3 Philippines Crowdlending and Crowd Investing Market Overview |
3.1 Philippines Country Macro Economic Indicators |
3.2 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, 2021 & 2031F |
3.3 Philippines Crowdlending and Crowd Investing Market - Industry Life Cycle |
3.4 Philippines Crowdlending and Crowd Investing Market - Porter's Five Forces |
3.5 Philippines Crowdlending and Crowd Investing Market Revenues & Volume Share, By Type, 2021 & 2031F |
3.6 Philippines Crowdlending and Crowd Investing Market Revenues & Volume Share, By Product Type, 2021 & 2031F |
3.7 Philippines Crowdlending and Crowd Investing Market Revenues & Volume Share, By End-User Applications, 2021 & 2031F |
4 Philippines Crowdlending and Crowd Investing Market Dynamics |
4.1 Impact Analysis |
4.2 Market Drivers |
4.2.1 Increasing internet and smartphone penetration in the Philippines, leading to greater access to online crowdfunding platforms. |
4.2.2 Growing awareness and acceptance of alternative investment options among Filipinos. |
4.2.3 Supportive regulatory environment and government initiatives promoting financial inclusion through crowdfunding. |
4.3 Market Restraints |
4.3.1 Limited financial literacy among the general population could hinder adoption of crowdlending and crowd investing platforms. |
4.3.2 Lack of trust and concerns over security and data privacy may deter potential investors. |
4.3.3 Economic instability and fluctuations in the market could impact investor confidence in crowdfunding platforms. |
5 Philippines Crowdlending and Crowd Investing Market Trends |
6 Philippines Crowdlending and Crowd Investing Market, By Types |
6.1 Philippines Crowdlending and Crowd Investing Market, By Type |
6.1.1 Overview and Analysis |
6.1.2 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Type, 2021- 2031F |
6.1.3 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Business, 2021- 2031F |
6.1.4 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Consumer, 2021- 2031F |
6.2 Philippines Crowdlending and Crowd Investing Market, By Product Type |
6.2.1 Overview and Analysis |
6.2.2 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Reward-Based Crowdfunding, 2021- 2031F |
6.2.3 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Equity Crowdfunding, 2021- 2031F |
6.2.4 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Donation, 2021- 2031F |
6.2.5 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Others, 2021- 2031F |
6.3 Philippines Crowdlending and Crowd Investing Market, By End-User Applications |
6.3.1 Overview and Analysis |
6.3.2 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Cultural Sector, 2021- 2031F |
6.3.3 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Technology, 2021- 2031F |
6.3.4 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Product, 2021- 2031F |
6.3.5 Philippines Crowdlending and Crowd Investing Market Revenues & Volume, By Healthcare, 2021- 2031F |
7 Philippines Crowdlending and Crowd Investing Market Import-Export Trade Statistics |
7.1 Philippines Crowdlending and Crowd Investing Market Export to Major Countries |
7.2 Philippines Crowdlending and Crowd Investing Market Imports from Major Countries |
8 Philippines Crowdlending and Crowd Investing Market Key Performance Indicators |
8.1 Average transaction size on crowdlending platforms. |
8.2 Number of new investors joining crowd investing platforms. |
8.3 Rate of successful funding campaigns on crowdlending platforms. |
8.4 Percentage of repeat investors on crowd investing platforms. |
8.5 Average return on investment for crowdlending and crowd investing projects. |
9 Philippines Crowdlending and Crowd Investing Market - Opportunity Assessment |
9.1 Philippines Crowdlending and Crowd Investing Market Opportunity Assessment, By Type, 2021 & 2031F |
9.2 Philippines Crowdlending and Crowd Investing Market Opportunity Assessment, By Product Type, 2021 & 2031F |
9.3 Philippines Crowdlending and Crowd Investing Market Opportunity Assessment, By End-User Applications, 2021 & 2031F |
10 Philippines Crowdlending and Crowd Investing Market - Competitive Landscape |
10.1 Philippines Crowdlending and Crowd Investing Market Revenue Share, By Companies, 2024 |
10.2 Philippines Crowdlending and Crowd Investing Market Competitive Benchmarking, By Operating and Technical Parameters |
11 Company Profiles |
12 Recommendations |
13 Disclaimer |