Product Code: ETC068518 | Publication Date: Jul 2023 | Updated Date: Feb 2025 | Product Type: Report | |
Publisher: 6Wresearch | No. of Pages: 70 | No. of Figures: 35 | No. of Tables: 5 | |
Peer-to-peer lending, also known as P2P lending, is a form of alternative lending that connects individual lenders with borrowers through online platforms. In Saudi Arabia, the P2P lending market has been gaining traction as an alternative to traditional banking channels, offering borrowers access to credit and providing investors with opportunities to earn returns on their investments.
P2P lending platforms offer individuals and small businesses easier access to credit, especially those who may have difficulty obtaining loans through traditional financial institutions. Advancements in financial technology (FinTech) have facilitated the growth of P2P lending platforms, making it more convenient for borrowers and investors to participate in online lending activities.P2P lending provides investors with the opportunity to earn potentially higher returns compared to traditional investment options like savings accounts or bonds. P2P lending allows investors to diversify their investment portfolios by allocating funds to different borrowers and loan types.
The P2P lending industry is subject to evolving regulations, and compliance with financial laws and data protection can be complex. P2P lending carries inherent credit risks, and some borrowers may default on their loans, leading to potential losses for investors.
The Covid-19 pandemic had both positive and negative impacts on the Saudi Arabia P2P lending market. On one hand, economic uncertainty and job losses may have increased the demand for P2P loans, as individuals and businesses sought alternative sources of credit. On the other hand, the pandemic also heightened credit risk, leading to potential challenges for P2P lending platforms in managing default rates.
The key players in the Saudi Arabia P2P lending market may include, Raqamyah, Tamara, Liwwa, and Beehive.
1 Executive Summary |
2 Introduction |
2.1 Key Highlights of the Report |
2.2 Report Description |
2.3 Market Scope & Segmentation |
2.4 Research Methodology |
2.5 Assumptions |
3 Saudi Arabia Peer-to-peer (P2P) lending Market Overview |
3.1 Saudi Arabia Country Macro Economic Indicators |
3.2 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume, 2021 & 2031F |
3.3 Saudi Arabia Peer-to-peer (P2P) lending Market - Industry Life Cycle |
3.4 Saudi Arabia Peer-to-peer (P2P) lending Market - Porter's Five Forces |
3.5 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume Share, By Business Model, 2021 & 2031F |
3.6 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume Share, By Type, 2021 & 2031F |
3.7 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume Share, By End User, 2021 & 2031F |
4 Saudi Arabia Peer-to-peer (P2P) lending Market Dynamics |
4.1 Impact Analysis |
4.2 Market Drivers |
4.3 Market Restraints |
5 Saudi Arabia Peer-to-peer (P2P) lending Market Trends |
6 Saudi Arabia Peer-to-peer (P2P) lending Market, By Types |
6.1 Saudi Arabia Peer-to-peer (P2P) lending Market, By Business Model |
6.1.1 Overview and Analysis |
6.1.2 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume, By Business Model, 2018 - 2031F |
6.1.3 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume, By Alternate Marketplace Lending, 2018 - 2031F |
6.1.4 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume, By Traditional Lending, 2018 - 2031F |
6.2 Saudi Arabia Peer-to-peer (P2P) lending Market, By Type |
6.2.1 Overview and Analysis |
6.2.2 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume, By Consumer Lending, 2018 - 2031F |
6.2.3 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume, By Business Lending, 2018 - 2031F |
6.3 Saudi Arabia Peer-to-peer (P2P) lending Market, By End User |
6.3.1 Overview and Analysis |
6.3.2 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume, By Consumer Credit Loans, 2018 - 2031F |
6.3.3 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume, By Small Business Loans, 2018 - 2031F |
6.3.4 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume, By Student Loans, 2018 - 2031F |
6.3.5 Saudi Arabia Peer-to-peer (P2P) lending Market Revenues & Volume, By Real Estate Loans, 2018 - 2031F |
7 Saudi Arabia Peer-to-peer (P2P) lending Market Import-Export Trade Statistics |
7.1 Saudi Arabia Peer-to-peer (P2P) lending Market Export to Major Countries |
7.2 Saudi Arabia Peer-to-peer (P2P) lending Market Imports from Major Countries |
8 Saudi Arabia Peer-to-peer (P2P) lending Market Key Performance Indicators |
9 Saudi Arabia Peer-to-peer (P2P) lending Market - Opportunity Assessment |
9.1 Saudi Arabia Peer-to-peer (P2P) lending Market Opportunity Assessment, By Business Model, 2021 & 2031F |
9.2 Saudi Arabia Peer-to-peer (P2P) lending Market Opportunity Assessment, By Type, 2021 & 2031F |
9.3 Saudi Arabia Peer-to-peer (P2P) lending Market Opportunity Assessment, By End User, 2021 & 2031F |
10 Saudi Arabia Peer-to-peer (P2P) lending Market - Competitive Landscape |
10.1 Saudi Arabia Peer-to-peer (P2P) lending Market Revenue Share, By Companies, 2024 |
10.2 Saudi Arabia Peer-to-peer (P2P) lending Market Competitive Benchmarking, By Operating and Technical Parameters |
11 Company Profiles |
12 Recommendations |
13 Disclaimer |