Major Personal Loans Companies in Vietnam | Leaders 2026

Major Personal Loans Companies in Vietnam

The following is a data-backed list of the leading Vietnam Personal Loans companies, compiled through 6Wresearch's proprietary research and validated by in-house industry analysts. These companies represent the key players shaping competition in the Vietnam Personal Loans Industry, including FE Credit, Home Credit Vietnam, and other established names.

List of Personal Loans companies in Vietnam:

1. FE Credit

FE Credit is one of Vietnam's leading consumer finance companies, offering a broad portfolio of personal loans, credit cards, and digital lending solutions. The company serves millions of customers across the country by providing accessible financial products designed for individuals with diverse income levels. Its extensive distribution network and technology-driven lending platform have strengthened its position in Vietnam's consumer finance market.

2. Home Credit Vietnam

Home Credit Vietnam is a major consumer finance provider specializing in point-of-sale financing, personal loans, and digital financial services. The company focuses on delivering fast and convenient credit solutions through an advanced mobile platform, enabling customers to access financing with simplified application processes and flexible repayment options.

3. Shinhan Finance

Shinhan Finance combines international banking expertise with localized financial services to provide competitive personal loans and consumer financing solutions. Backed by the Shinhan Financial Group, the company emphasizes transparent lending practices, digital innovation, and customer-focused financial products that support Vietnam's growing retail banking sector.

4. Mirae Asset Finance Company Vietnam

Mirae Asset Finance Company Vietnam provides consumer finance services through a range of cash loans and installment financing solutions. The company prioritizes digital innovation and customer convenience while delivering secure, accessible, and technology-driven financial products designed to meet the evolving needs of individual consumers.

5. MCredit

MCredit is a consumer finance joint venture that leverages the nationwide presence of MB Bank to deliver accessible personal loans and financial services. The company utilizes automated lending technologies and digital platforms to simplify borrowing while expanding financial inclusion for customers throughout Vietnam.

6. Lotte Finance

Lotte Finance offers innovative consumer lending solutions supported by advanced credit assessment technologies and a diversified financial ecosystem. The company provides personalized personal loan products while integrating financial services with lifestyle and retail offerings to enhance customer convenience and borrowing experiences.

7. VPBank

VPBank is one of Vietnam's leading commercial banks, offering a comprehensive portfolio of banking and consumer finance products. Through advanced digital banking technologies, the bank delivers fast unsecured personal loans, flexible credit solutions, and innovative financial services that cater to individuals across various income segments.

8. TPBank

TPBank is recognized for its digital-first banking strategy, providing automated personal loan services and convenient online financial solutions. The bank focuses on seamless customer experiences through mobile technology, enabling quick loan approvals, paperless applications, and efficient access to personal financing products.

9. CIMB Vietnam

CIMB Vietnam delivers digital banking and consumer lending solutions with a strong emphasis on mobile-first financial services. The company provides paperless personal loan products, streamlined digital applications, and innovative banking experiences designed to simplify borrowing and improve customer accessibility.

10. UOB Vietnam

UOB Vietnam offers premium banking and personal credit solutions backed by international banking expertise and rigorous risk management standards. The bank focuses on delivering personalized lending services, digital banking capabilities, and reliable financial products that support both individual customers and Vietnam's expanding consumer finance market. consultation.

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