Top 10 Housing Finance Companies in India | Manufacturers & Analysis 2025

Code: MTA8031 Publication Date: Aug 2025

Top 10 Housing Finance Companies in India

According to 6Wresearch internal database and industry insights, the India Housing Finance Market is set to witness massive growth, expanding at a CAGR of approximately 8.2% during the forecast period (2025–2031).

This growth is majorly driven by increasing urbanization, government-led affordable housing initiatives, rising middle-class aspirations for home ownership, and the expanding reach of financial institutions into Tier 2 and Tier 3 cities. 

This report emphasizes the Top 10 Housing Finance Companies in India, as acknowledged through widespread analysis conducted by 6Wresearch internal database. Directed by in-depth market evaluation and industry experts, these leading companies have been known as the primary leaders driving growth and innovation in the India Housing Finance Industry.

List of Leading Companies in the India Housing Finance Market

Below is a comprehensive list of the leading market players driving growth in this sector:

1. Housing Development Finance Corporation Ltd (HDFC Ltd)

Company Name Housing Development Finance Corporation Ltd (HDFC Ltd)
Established Year 1977
Headquarters Mumbai, Maharashtra
Official Website Click Here

HDFC is one of India’s most trusted housing finance companies, known for its transparent processes, wide network, and competitive home loans.

2. Can Fin Homes Ltd

Company Name Can Fin Homes Ltd
Established Year 1987
Headquarters Bengaluru, Karnataka
Official Website Click Here

A subsidiary of Canara Bank, Can Fin Homes specializes in salaried and low-income housing segments, offering simple and customer-friendly solutions.

3. LIC Housing Finance Ltd

Company Name LIC Housing Finance Ltd
Established Year 1989
Headquarters Mumbai, Maharashtra
Official Website Click Here

A subsidiary of LIC, this company provides home loans to salaried, self-employed, and NRIs, making it a leading player in the housing finance sector.

4. PNB Housing Finance Ltd

Company Name PNB Housing Finance Ltd
Established Year 1988
Headquarters New Delhi, Delhi
Official Website Click Here

Backed by Punjab National Bank, PNB Housing Finance offers customized home loan solutions supported by a trusted public sector legacy.

5. Indiabulls Housing Finance Ltd

Company Name Indiabulls Housing Finance Ltd
Established Year 2005
Headquarters Gurugram, Haryana
Official Website Click Here

Indiabulls provides a wide range of housing finance and LAP (Loan Against Property) products, with a strong digital presence and nationwide reach.

6. Aavas Financiers Ltd

Company Name Aavas Financiers Ltd
Established Year 2011
Headquarters Jaipur, Rajasthan
Official Website Click Here

Aavas primarily caters to underserved and informal income groups, especially in semi-urban and rural India, focusing on affordable housing finance.

7. Repco Home Finance Ltd

Company Name Repco Home Finance Ltd
Established Year 2000
Headquarters Chennai, Tamil Nadu
Official Website Click Here

Repco Home Finance emphasizes serving low and middle-income groups, with a focus on self-employed borrowers in Tier 2 and Tier 3 cities.

8. Tata Capital Housing Finance Ltd

Company Name Tata Capital Housing Finance Ltd
Established Year 2008
Headquarters Mumbai, Maharashtra
Official Website Click Here

Part of the Tata Group, this company offers flexible repayment options and strong digital infrastructure, making housing finance more accessible.

9. ICICI Home Finance Company Ltd

Company Name ICICI Home Finance Company Ltd
Established Year 1999
Headquarters Mumbai, Maharashtra
Official Website Click Here

Backed by ICICI Bank, it offers affordable home loans with attractive interest rates, focusing on affordable housing segments across India.

10. Piramal Capital & Housing Finance Ltd

Company Name Piramal Capital & Housing Finance Ltd
Established Year 2017
Headquarters Mumbai, Maharashtra
Official Website Click Here

Piramal combines traditional finance with modern technology, providing customized home loan solutions for diverse income groups.

Top 10 Housing Finance Companies in India : FAQ's

The India Housing Finance Market is anticipated to grow at a CAGR of 8.2% during the period 2025–2031.
Primary growth factors include government housing schemes, digital lending innovation, and rising affordability among the middle class.
Prominent companies include HDFC Ltd, LIC Housing Finance, PNB Housing Finance, Indiabulls Housing Finance, and Aavas Financiers.
6W monitors the market across 60+ countries Globally, publishing an annual market outlook report that analyses trends, key drivers, Size, Volume, Revenue, opportunities, and market segments. This report offers comprehensive insights, helping businesses understand market dynamics and make informed decisions.
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