Top Vietnam Fintech Companies | Industry Leaders 2026

Top Vietnam Fintech Companies 

The following is a data-backed list of the leading Vietnam Fintech companies, compiled through 6Wresearch's proprietary research and validated by in-house industry analysts. VNPay, ShopeePay currently lead the competitive landscape, alongside several other established players shaping the Vietnam Fintech Market.

List of Vietnam Fintech Companies:

1. VNPay

VNPay is a leading Vietnamese digital payment gateway and financial technology ecosystem provider, operating widespread QR code payment infrastructure across banks, retail merchants, and e-commerce platforms nationwide.

2. ShopeePay

ShopeePay (formerly AirPay) is the integrated digital wallet service of Sea Group, powering seamless online payments, food delivery checkout, in-store QR transactions, and digital financial services across Vietnam.

3. Lendbiz

Lendbiz Joint Stock Company is a pioneering peer-to-peer (P2P) lending platform in Vietnam that connects small and medium-sized enterprises (SMEs) and individual entrepreneurs with retail and institutional investors.

4. Finhay

Finhay is a prominent licensed wealth management platform in Vietnam, offering micro-investing, mutual fund access, digital savings, and stock trading solutions tailored for young retail investors.

5. MoMo

MoMo (M-Service) is Vietnam's flagship fintech unicorn, offering a comprehensive super-app digital wallet that covers peer-to-peer transfers, bill payments, insurance distribution, consumer loans, and merchant processing.

6. Viettel Money

Viettel Money is a digital financial ecosystem launched by state-owned telecommunications group Viettel, providing mobile money, e-wallet, bill payment, and rural financial inclusion services across Vietnam.

7. PVI Insurance

PVI Insurance Corporation is a market-leading non-life insurer in Vietnam, offering digital insurtech solutions, commercial risk coverage, industrial protection, and direct consumer online insurance policies.

8. ZaloPay

ZaloPay is a major mobile payment ecosystem developed by VNG Corporation, deeply integrated into the Zalo chat application to enable seamless peer-to-peer transfers, utility bill payments, and merchant checkouts.

9. Tima

Tima Group Joint Stock Company operates one of Vietnam's largest online financial marketplace and P2P lending networks, offering fast consumer loans, vehicle title loans, and credit underwriting technology.

10. Payoo

Payoo (VietUnion) is a major payment platform provider in Vietnam, offering omnichannel electronic payment gateways, POS terminal solutions, and extensive bill-payment kiosk infrastructure across convenience stores and supermarkets.

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